Term Loans

Fast & Flexible Term Business Loans for Growth

  • Amounts up to $10M
  • Terms from 1 to 10 years
  • Funding in as little as 24 hours

Secure the working capital or equipment financing your business needs with competitive rates and a transparent repayment schedule.

Check My Eligibility

What is a Term Business Loan and How Does it Work?

Predictable Repayment

Fixed monthly payments help you plan your cash flow effectively, so you always know exactly what you owe.

Lower Rates

Competitive rates starting as low as 6.99%, making it one of the most affordable ways to fund business growth.

Funding Flexibility

Use funds for virtually any business purpose: equipment, hiring, renovations, or bridging cash flow gaps.

Fuel Your Business Growth: Common Uses

Equipment & Assets

Upgrade machinery, vehicles, or technology without draining your operational cash reserves.

Business Expansion

Open new locations, renovate existing ones, or launch new product lines to drive revenue.

Working Capital

Manage day-to-day expenses, purchase inventory in bulk, and bridge gaps in seasonal cash flow.
LOAN INFORMATION

Term Loan Details

Everything you need to know about our loan terms and financing options.

Loan Features Details
Loan Amount $10,000 – $10,000,000
Repayment Term 1 to 10 Years
Interest Rate Starting at 5.99% monthly
Funding Time As fast as 24 – 72 Hours
Minimum Credit Score 600+
Loan terms and approval are subject to eligibility and lender assessment.
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FAQ

Term Business Loan FAQs

What can I use a term business loan for?

You can use it for nearly any business purpose, including equipment purchase, inventory, hiring, marketing, or expansion.

A: The online application takes about 10 minutes. Approval can happen the same day, with funding in as little as 24-72 hours.

Each loan and borrower is different and the loan is structured to reflect that. We strive to get the best terms for all of our clients.

A: Typically, we require 6-12 months of bank statements, a 600+ Fico score, and you need to be in business for 1+ years. Some loans could require tax returns.

Ready to Invest in Your Business's Future?

Don’t let a lack of capital hold you back. Discover your term loan options today.

Apply for Your Term Loan Now