Commercial Real Estate Financing Solutions
Invest with Confidence. Your Guide to the Right CRE Loan Vehicle.
How to Navigate Your Loan Options
Choose from our comprehensive suite of commercial real estate financing products. Each is designed for specific property types and investment strategies.
Conventional/Permanent Loans
Ideal for stabilized, income-producing properties. Offers long-term financing with competitive rates.
Explore Permanent LoansBridge Loans
Short-term financing (6 months - 3 years) used to quickly acquire or transition a property before securing permanent financing.
Learn About Bridge LoansConstruction Loans
Phased financing for developing new commercial property or completing a major renovation project.
Construction Loan DetailsSBA 7(a) & 504 Loans
Government-backed options, primarily for owner-occupied properties, offering longer terms and lower down payments.
View SBA Loan ProgramsHard Money Loans
Asset-based, non-bank private lending. Excellent for speed and when a property requires immediate capital or doesn't qualify for traditional financing.
Hard Money SolutionsBlanket Loans
These consolidate multiple properties under a single mortgage, allowing investors to manage a portfolio more efficiently with one payment and set of terms.
Blanket Loan SolutionsLoan Comparison Snapshot
Quickly compare key features across the most common loan types to determine which option best fits your needs.
| Feature | Conventional Loan | Bridge Loan | SBA 504 Loan | Hard Money Loan |
|---|---|---|---|---|
| Typical Term | 5–10 Years | 6 Months – 3 Years | Up to 25 Years | 1–3 Years |
| Recourse | Often Non-Recourse | Full/Partial Recourse | Partial Recourse | Full/Partial Recourse |
| Speed to Close | Medium (30–60 Days) | Fast (10–30 Days) | Long (60–90 Days) | Very Fast (7–14 Days) |
| Ideal For | Stabilized Properties | Value-Add & Transitions | Owner-Occupied Property | Quick Closings & Rehab |
Our Commercial Real Estate Financing Products
Loan Solutions by Property Lifecycle
We categorize our financing to align directly with your investment goals and property strategy.
Lowest Cost Financing for Stabilized Assets
These loans are for income-producing properties that are fully leased and generating consistent cash flow. They provide the most favorable rates and longest terms.
| Loan Type | Best For | Typical Term/Amortization | Key Advantage |
|---|---|---|---|
| Conventional Loans | Stabilized assets, purchase, or refinance. | 5–10 Year Term / 20–25 Year Amortization | Flexible terms tailored to local banking standards and property specifics. |
| Agency (Fannie/Freddie) | Stabilized Multifamily (5+ units only). | 5–15 Year Term / Up to 30 Year Amortization | Non-recourse and high leverage for apartment properties. |
Flexibility & Speed for Transitional Properties
These are short-term loans designed to provide quick capital for properties that need repositioning, renovation, or time to reach full occupancy.
| Loan Type | Best For | Typical Term/Amortization | Key Advantage |
|---|---|---|---|
| Bridge Loans | Quick acquisitions, value-add renovations, or lease-up periods. | 1–3 Year Term / Interest-Only Payments | Speed and flexibility allow time to stabilize a property before obtaining permanent financing. |
| Construction Loans | Ground-up development or major rehabilitation. | 12–24 Month Term / Interest-Only Draws | Phased funding capital is released based on verified construction progress. |
Specialty Solutions for Business Owners
These products serve unique borrower profiles, particularly business owners who plan to use the real estate for their own operations.
| Loan Type | Best For | Typical Term/Amortization | Key Advantage |
|---|---|---|---|
| SBA 7(a) & 504 Loans | Owner-occupied properties (51% or more business usage). | 10–25 Year Term / Fully Amortizing | Low down payment (as low as 10%) and long-term, fixed-rate financing where applicable. |
Ready to Take the Next Step?
Don’t wait to finance your next big opportunity. Our commercial loan specialists are ready to guide you through the process and find the perfect financing solution for your investment.